Latest Articles

Is it too late for a Debt Management Plan?

It is never to late to consider a Debt Management Plan. When is the Plan suitable? What if you already have a CCJ? How do you start a DMP?

Debts mean I am struggling to pay the mortgage

You must not pay unsecured debts over your Mortgage. If you do not pay your mortgage your home could be repossessed. Debt management options which will help.

The affect of PPI on the length of an IVA

Will PPI claims reduce the length of an IVA? Could claims extend the length? Do you have to make PPI claims during an IVA? Claiming after IVA completed.

Personal debt problems during 2014 are lowest for 10 years

Why did the number of people with debt problems fall in 2014? Despite this IVA numbers increased to record levels – Why? Will the overall trend continue?

Reasonable Housekeeping Budget for Debt Management – 2023 Guide

Housekeeping budget guidelines for a Debt Management Plan. What if you spend more? Can you include a budget for children over 18?

Will Interest Charges be Stopped in a Debt Management Plan?

Do creditors have to freeze interest charges in Debt Management? How to improve the chances of interest charges being frozen. What if creditors refuse?

I cannot afford the Bankruptcy Fee

The up front fee can be a barrier to going bankrupt. Is it possible to save the fee? Is there a cheaper alternative to Bankruptcy?

Can I claim for PPI mis-selling if I am Bankrupt

Claiming for mis sold PPI during or after Bankruptcy. Can you keep a compensation payment awarded? Can you claim against a debt not included in Bankruptcy?

Will I get a Charging Order if I can’t pay my debt

What is the affect of a Charging Order? Will you be forced to sell your property if you get one? How can you protect your home?