Latest Articles

Can I use an IVA to solve my debt problem

Who is an IVA best suited for? Do you qualify for the Arrangement? What are the reasons it might not be suitable?

I am still waiting for my IVA Completion Certificate

How long should you have to wait before you get your IVA Completion Certificate? Have you been given an invalid reason for the delay? What can you do?

Telling my Partner about a Debt Management Plan

Do you have to tell your Partner about a DMP? Do you have to tell creditors about a Partner’s income? What if you have joint debts? Could your partner find out?

I am in an IVA but my IVA company is refusing to add a new debt

Are there alternatives to adding a new debt to an IVA? Can new debt be repaid alongside an IVA? Is a payment break possible? Can I let my IVA fail and restart?

The affect of a DMP if you live in a rented home

How will a Debt Management Plan affect your home if you are renting? How will your landlord react? Can you rent a different property? Is it the best solution?

Use of County Court Judgments increasing in 2014

Number of CCJs rises by 100,000 in the first half of 2014. Why is the number increasing? What is the affect of a CCJ? Options if a CCJ is issued against you.

Personal debt problems on the rise in 2014

Personal debt problems in England & Wales are rising in 2014. Why is this happening? More people choosing IVAs. What impact will a rise in interest rates have?

If I am Bankrupt can I move to a new address?

Moving home can be difficult during bankruptcy. Can you buy a property? Can you rent your property out? Options for moving to different rented property.

How can Bankruptcy help my family debt problems?

Going bankruptcy could leave you debt free and give your family a fresh start. Is debt written off? Is the family home at risk? How much does it cost?