Latest Articles

When Interest Rates increase what can I do?

What to do when mortgage rates and payments start to rise. Actions to avoid putting your property at risk if you are struggling to pay your mortgage.

Can I go Bankrupt if I am in an IVA

What can you do if your ability to pay your IVA changes? Should you go Bankrupt if you are no longer able or willing to pay? What of you own your home?

Can I have a bank account if I start a Debt Management Plan?

Is it essential to have a bank account if you start a Debt Management Plan? Can you keep your old account? How to open a new one.

Debt problems expected if mortgage rates rise

After years of steady mortgage rates, there has been a sudden spate of increases that is causing a panic among homeowners. Why have the banks suddenly started cranking up rates?

Can I claim for PPI mis selling after my IVA has finished?

Claiming for PPI Mis Selling after your IVA is possible. Find out how the banks are likely to react. Should you get help from a Claims Management Company?

Which belongings will be taken from me if I go Bankrupt?

You will not normally lose personal belongings if you go Bankrupt. What happens to household items? Valuables may be at risk. What will happen to your car?

Can a Charging Order be included in an IVA?

Charging Orders cannot be included in an IVA. How can an IVA help pay an existing Charging Order debt? Can an IVA prevent more Charging Orders being issued?

How do I pay for the cost of going Bankrupt?

Options for paying the Bankruptcy Court fees. How to save the fee. Can you borrow the fee? Could you downsize your car to pay for bankruptcy?

Bankruptcy figures fall in 2011

Bankruptcy figures show a significant fall in 2011. Have personal debt problems really reduced? A tough economic climate in UK remains.