Latest Articles

Is the rising cost of Bankruptcy forcing people into Debt Management? Is there a cheaper alternative? Calls for reduced bankruptcy fees.

Individual Voluntary Arrangement payments can change. How will payments change if your income or living expenses change? Can IVA payments be extended?

It is possible to change a Bankruptcy income payment. What if you gave incorrect information to the OR. What if you have a change in financial circumstances?

Is it worth paying for a Debt Management Plan? Information about free DMP services. The benefits of paying for a DMP service.

What to do with a debt left out of a Debt Management Plan? How will creditors react to adding a new debt? Can you keep debt out of the Plan?

Should you open a new bank account when applying for a Debt Management Plan? How and when to open a new account. Managing wages if paid into an old account.

Practical ways to review your finances and get your Christmas Debt under control. How to manage your debts. Using a debt management solution.

A budget for pet expenses can be included in a Debt Management Plan. What expenses are reasonable? What if you need to spend more on your pets?

You can include a budget for the cost of keeping pets in your IVA living expenses. What are the allowable expenses? What of your pets cost more?