Archives

Stop your IVA and go Bankrupt

Can you stop your IVA and go Bankrupt? What are the implications of bankruptcy? What if you are a home owner? What happens to money already paid into the IVA?

The affect of PPI on the length of an IVA

Will PPI claims reduce the length of an IVA? Could claims extend the length? Do you have to make PPI claims during an IVA? Claiming after IVA completed.

I am still waiting for my IVA Completion Certificate

How long should you have to wait before you get your IVA Completion Certificate? Have you been given an invalid reason for the delay? What can you do?

I am in an IVA but my IVA company is refusing to add a new debt

Are there alternatives to adding a new debt to an IVA? Can new debt be repaid alongside an IVA? Is a payment break possible? Can I let my IVA fail and restart?

What can I do if I have taken a Payday loan during my IVA?

Options if you have borrowed a new Payday loan during your IVA. Can you add the loan? How could a payment holiday help? How to avoid borrowing during an IVA.

The IVA Protocol

What is the IVA Protocol. Updates to the Individual Voluntary Arrangement (IVA) Protocol since 2008.

How can I pay for my car to be repaired if I am in an IVA?

You can save for car repairs during an IVA. What budget can be included in your expenses? What if you get an unexpected bill? Can you borrow to pay a bill?

What is an IVA Completion Certificate?

What is an IVA Completion Certificate? When should it be issued? What can you do if your Certificate has not been received. Reasons it could be delayed.

What happens if my Circumstances Change during an IVA?

Your circumstances can change during an IVA. What happens to your payments if your income improves or falls? What if your expenses go up or down?