Who is told you have started a Debt Management Plan? Does your Bank have to be involved? Will your employer find out? Do you have to tell your landlord or mortgage company?
Can you start a Debt Management Plan if you live abroad. Can you get help to set up the Plan? The affect on your local credit rating. Is using a DMP better than ignoring the debt?
Your creditors do not have to agree to your Debt Management Plan (DMP). What can you do if one of your creditors says no? Will interest and charges be frozen?
Do you have to tell your Partner about a DMP? Do you have to tell creditors about a Partner’s income? What if you have joint debts? Could your partner find out?
How will a Debt Management Plan affect your home if you are renting? How will your landlord react? Can you rent a different property? Is it the best solution?
Will HMRC agree to a Debt Management Plan? Can I leave tax debt out of my DMP? Alternative debt solutions where HMRC debt can be included.
Is it possible to reduce your CCJ payments? Can a CCJ be overturned by using a debt solution such as a DMP, IVA or Bankruptcy?
You do not have to release equity if you use a Debt Management Plan (DMP). Can mortgage arrears be included? Is your property at risk of Charging Orders?
Your Debt Management Plan will last until your debts have been paid in full or settled. How to estimate the length of your Plan. How to pay off a DMP early.