Why did the number of people with debt problems fall in 2014? Despite this IVA numbers increased to record levels – Why? Will the overall trend continue?
Housekeeping budget guidelines for a Debt Management Plan. What if you spend more than the recommended amounts. Can you include children over 18?
Claiming for mis sold PPI during or after Bankruptcy. Can you keep a compensation payment awarded? Can you claim against a debt not included in Bankruptcy?
How long should you have to wait before you get your IVA Completion Certificate? Have you been given an invalid reason for the delay? What can you do?
Do you have to tell your Partner about a DMP? Do you have to tell creditors about a Partner’s income? What if you have joint debts? Could your partner find out?
Are there alternatives to adding a new debt to an IVA? Can new debt be repaid alongside an IVA? Is a payment break possible? Can I let my IVA fail and restart?
How will a Debt Management Plan affect your home if you are renting? How will your landlord react? Can you rent a different property? Is it the best solution?
Number of CCJs rises by 100,000 in the first half of 2014. Why is the number increasing? What is the affect of a CCJ? Options if a CCJ is issued against you.
Personal debt problems in England & Wales are rising in 2014. Why is this happening? More people choosing IVAs. What impact will a rise in interest rates have?