Latest Articles

Write off a Mortgage Shortfall by going Bankrupt

What is a mortgage shortfall? Can it be included in bankruptcy? How to write off a shortfall by going Bankrupt. Should you sign a Deed of Assignment?

IVA if Living with Parents

If you are living with parents and start an IVA will their property be blacklisted? Are you allowed to pay them rent? Will they be liable for your debt?

Pay Rise during Bankruptcy

What to do if you get a pay rise during Bankruptcy. Can you keep the extra money? What if you already have an IPA? The effect if you are already discharged?

Will a Guarantor Loan be Written Off if I go Bankrupt?

What happens to a Guarantor Loan if you go Bankrupt? Can you continue paying the loan? What if you pay it off beforehand? What if you are a Guarantor for someone else?

Will an IVA stop a Bailiff?

When is a bailiff used? Can you include a bailiff debt in an IVA? What can you do while your IVA is being implemented?

Amount of debt allowed in a Debt Relief Order

Debt allowed in a Debt Relief Order increases to £20,000. Who can use a Debt Relief Order. Find out if you qualify. What are the downsides of this solution?

Get Mortgage after your IVA

Is it possible to get a mortgage after your IVA? How much will the mortgage cost? How much can you borrow? Can you get a mortgage during an IVA?

Mortgage after Bankruptcy

How to get a Mortgage after Bankruptcy How much could you borrow and what deposit will you need? Should you use a specialist broker? How much will it cost?

New Car during a Debt Management Plan

Can you buy a new car during a Debt Management Plan. How to get a vehicle loan. Can you reduce or suspend your payments to pay for a new car?