Latest Articles

Can you start an IVA if you have recently taken a loan or used your credit cards? Can you spend the remaining balance on your cards?

Is a jointly owned house at risk in Bankruptcy? What happens to your equity? What if there is negative equity? Can the OR force the house to be sold?

Can you write off HMRC tax debt if you go Bankrupt. What about tax credit over payments? Implications for Company Directors and Sole Traders.

What can you do if your IVA is failing? Should you take a payment holiday? Can your payments be reduced? What are the options if your IVA fails?

Can a joint debt be included in an IVA? Is the other person still liable? Can the debt be left out? Is a joint IVA possible?

There are things you can do if you are being threatened by Bailiffs. Take action early. Should you let a Bailiff into your home? What can Bailiffs take?

Will HMRC accept your IVA? Does the reason for your tax debt affect the decision? What if you are a home owner? Options if HMRC reject your IVA.

What is an Attachment of Earnings. Securing a CCJ debt with a charging order. How to reduce your CCJ payments.

What happens if you get inheritance during an IVA? Can you keep any of the money? Will your IVA be paid off early?