Latest Articles

What should you do if you receive a CCJ admission form? What if you cannot afford to pay a CCJ? What happens if you refuse to pay a CCJ?

What is a personal guarantee? When do you become personally liable for this debt? Options for dealing with personal guarantees after business failure.

How do you pay your utility bills if you go bankrupt? Are any arrears written off? Can you keep your mobile phone?

Can you keep paying car finance during an IVA? Is it ever possible to include the debt? What if the agreement ends during an IVA?

Can tax credits overpayments be included in an IVA? Will HMRC accept the proposal? What if the overpayments are in joint names? Is an IVA the best solution for tax credits overpayments?

Why is your bankruptcy living expenses budget important? The recommended living expenses. What if you spend more? What if your children are over 18?

What is an IVA Annual Review? The paperwork you will be asked for. What if your income has increased? What if you cannot afford your payment?

Do your parents have to pay your debt if you go bankrupt? Is their credit rating affected? What living expenses are you allowed?

Can Gambling Debt be included in an IVA? Do you have to prove you are no longer gambling? What if you have gambled recently?