Latest Articles

Starting a DMP will normally mean creditors will not apply for a Charging Order. Can they still apply during the Plan? What if an Order is already in place?

A useful explanation of the different debt solutions in England, Wales and NI. Debt Consolidation, Debt Management, IVA. Is Bankruptcy rally all that bad?

Can a company director go bankrupt? Are the company credit facilities affected? What if the company also has debt? Run your business as a sole trader.

Is car finance included in bankruptcy? Will you be allowed to keep the car? Can you return it and include the debt? Getting car finance after bankruptcy.

Making preferential payments in Bankruptcy? Can I pay family first? When is a payment not preferential? Consolidating debts before Bankruptcy?

Is the threat of bankruptcy as worrying as it used to be? Reducing house prices have made bankruptcy easier. Has bankruptcy become more acceptable?

When does personal debt become a problem? Reasons why personal debt can get out of control. How to resolve a personal debt problem

What are the Debt Relief Order qualification criteria? How much debt do you need? What is your income allowed to be? How much can your assets be worth?

What is the minimum payment for an IVA? How is your payment calculated? Can the amount you are paying ever go up? What happens if you get a windfall?