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Do you have to increase your DMP payment if your income goes up? What if your income falls? Options if your living expenses go up or down.

Can you add a budget for repairs in your living expenses? Is it possible to get a loan to fund a car repair? Could you buy a replacement car?

Will your partner have make payments into your DMP? Can your partner pay the Plan o your behalf? What happens to any joint debts you have?

What does statute barred debt mean? Does a CCJ stop a debt becoming statute barred? Will hiding mean a CCJ becomes unenforceable?

What happens to your work tools if you go bankrupt? Is your work vehicle at risk? What about other business equipment and machinery?

Options if you can’t pay your mortgage after the coronavirus payment break. How can your lender help? Reduce other debt payments to free cash

What happens if you discover a forgotten debt after you go bankrupt? Can a mortgage or car finance shortfall be added later? What if you get a new debt?

An IVA can help if you cannot pay your mortgage. Will it be easier to make the mortgage payments? How is your home protected? Do you have to release equity?

Are payday loan payments reduced by a DMP? Can you leave the loan out of your Plan? Is it possible to get a payday loan during a DMP?