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Using an IVA if you are self employed. Should you think about going bankrupt? Is a Debt Management Plan and option?

Will your creditors make you Bankrupt? Is it better to do it yourself? Which creditors are likely to take this action against you?

Do you have to increase your payments after getting a pay rise? Can you save the extra money? Could you change to a different solution?

Can tax debt be included in an IVA? Is this debt written off if you go bankrupt? What about using a debt management plan?

Saving in a DMP is allowed but how do you do it? How much can you save? Should you increase your payments rather than save?

Can you go Bankrupt for free? Could you borrow the money or sell your car? Should you wait for your creditors to make you bankrupt?

What happens to a payday loan if I go bankrupt? If I took a loan recently and go bankrupt is is fraud? Can I get a payday loan while I am Bankrupt?

What can you do if coronavirus means you can’t pay your IVA? Suspend your payments. Make reduced payments. Change to a different debt solution.

Can’t pay your DMP? Take a payment break. Reduce your payments. Stop your debt management plan and go bankrupt