Latest Articles

The problems with Debt Management. How long to pay your debt off? Interest, charges, costs and credit rating? Legal protection for you and your home.

Are IVA payments lower than bankruptcy payments? How are they both calculated? Why pay an IVA for 5 years rather than go bankrupt?

Which has the highest monthly payments? How is your home affected by each? Which affects your credit rating more IVA or Bankruptcy? Who finds out?

If you get a new debt during an IVA there are different options. Pay it off with a payment break. Add it to the Arrangement. Cancel IVA and start again.

Find out which is the best debt solution for you. Should you start a Debt Management Plan? What about an IVA? Could Bankruptcy be the best option?

Can students do an IVA? Becoming a student while in an IVA. Student loans and your IVA. Alternative debt solutions for students.

Is it possible to include a payday loan in an IVA? How to stop your payday loan repayments. Will you be accused of fraud?

What can you do if you can’t afford the rent. Finding the root cause of the problem. Explore income & benefits and reducing expenses. Reduce debt payments?

What happens to pension payments you already get if you go bankrupt? Is your pension fund at risk? Can you be forced to withdraw funds?