Latest Articles

What will creditors do if you miss payments from your debt management plan? How will your DMP company react? Will your plan be extended?

Lost your job during your IVA? Can you reduce your payments? Could you settle the IVA early? Is changing to a different solution an option?

What can you do if you are in a long term DMP? Is an IVA or Bankruptcy a better option? The Pros and Cons of Debt Management.

What can you do if you are made redundant during a DMP? Can you reduce your payments? Settle debt with redundancy money? Consider a different solution?

Can I change my DMP payment? Do I have to pay more if I can afford to? Will creditors let me reduce the payment?What if I can no longer pay anything?

What happens to an Attachment of Earnings in an IVA? Can an IVA stop it? Can it be issued after an IVA starts? What about creditors not included?

Can I include rent arrears in an IVA? Current landlord? Previous property? Clearing arrears and maintaining ongoing rent payments.

Is debt automatically written off in a DMP? How to use a cash lump sum to write off debt. Options for getting a cash lump sum together

Will HMRC agree to a Debt Management Plan? Can you leave tax debt out of your Plan? What alternative solutions are available?